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() Even if Laws don’t change, how the Courts interpret laws is in a constant state of flux. Defense Attorneys are always looking for something new and, once they find it, every company that wants to win in court has to make changes or prepare to start losing cases.

You work hard to check out a Co-Signer. You run Credit checks, criminal background checks, employment verifications and eviction reports or, for businesses Dunn & Bradstreet reports. None of this matters if your Co-Signer is removed by the Courts.

Co-Signers or Guarantors are getting off the hook. It isn’t because of what they sign but what they don’t sign. If you use a contract that can be renewed, you could lose your Co-Signer after the renewal date.

Courts want to see that a contract is renewed in writing. If the Co-Signer or Guarantor does not sign the renewal, the Courts are starting to rule in favor of the defense.

There are two solutions to this problem. The hard way is to make sure the Co-Signer signs every renewal in your presence. The second way is much easier and keeps the Co-Signer….

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